다이렉트 메리츠내맘같은어린이보험 vs 농협 가성비굿플러스어린이보험 가입순위
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Don't flatter yourself that friendship authorizes you to say disagreeable things to your intimates. The nearer you come into relation with a person, the more necessary do tact and courtesy become. Except in cases of necessity, which are rare, leave your friend to learn unpleasant things from his enemies; they are ready enough to tell them.